Catalyst Data Intelligence

AI-powered

address structuring for

ISO 20022 ready payments

The move toward structured address data

The payments industry is moving toward richer, more structured postal address data.

Structured and hybrid address formats enable address information to be captured in defined data elements, supporting more consistent processing and better use of payment data.

For financial institutions, this means addressing legacy and unstructured address information across customer, counterparty, and payment data.

This can help reduce:

Payment repairs and exceptions

Operational friction

Manual intervention

What is required

Structured and hybrid postal address formats organize address information into defined data elements rather than relying entirely on free-text fields.
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Preparing existing data requires institutions to identify, structure, validate, and, where necessary, enrich address information.

At a minimum, the following fields must be provided:

Town or City

Country disruption

The solution

Catalyst Data Intelligence uses AI to structure address data in line with ISO 20022 formats, integrating into existing payment flows while maintaining full control over data and models.
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IntellectEU is listed by Swift as a Postal Address Registered Provider, recognising Catalyst Data Intelligence's ability to convert unstructured postal address data into fully structured format.

View the Swift Postal Address Registered Provider directory

Our expertise

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AI-based address structuring

Country-specific models convert unstructured postal addresses into ISO-compliant formats

Model management & customization

Train and fine-tune models using your own data or alternative standards, with automated evaluation and performance reporting

Automated geo-enrichment

Complete missing address elements such as Town or Country to ensure message acceptance

Address extraction from documents

Extract address data from both text-based and image-based documents

On-premise deployment

All models and data remain within your environment, ensuring security and compliance

Problems solved

Catalyst Data Intelligence addresses key data challenges across payment operations:

Structures unstructured legacy address data

Identifies and enriches missing or incomplete address elements

Supports both hybrid and fully structured address formats

Improves overall data quality across payment messages

Business impact

Structured data enables measurable improvements across payment operations:

Reduced data-related payment repairs and exceptions

Increased Straight-Through Processing

Reduced manual processing and operational effort

Improved data quality for AML and sanctions screening

More consistent customer and counterparty data

Prepare your address data for what comes next